Monthly Budget Calculator - Credit Advisors - Credit Help, Debt Relief, Credit Counselors

Download a Printable Budget Form

Enter the monthly amount for each item below. For example, if you pay for a $120 yearly subscription, enter $10 to help us create a monthly budget total.

Income

Be sure to enter monthly amounts, even if you receive payments at different intervals.

Monthly Take-Home Income

Include all sources of income, including child support.

Expenses

Be sure to enter monthly amounts, even if you make payments at different intervals.

Housing

All Mortgages or Rents

Homeowner or Rental Insurance

Real Estate Taxes

Maintenance

Yard Care

Miscellaneous (Storage, Security, Housing Association Fee, Additional Insurance)

Utilities

Cable / Satellite / Internet

Mobile Phone / Landline

Electricity

Natural Gas

Water

Other Utilities (Propane, Trash Removal)

Food / Toiletries / Hair Care

Grocery

Lunches

Eating Out

Other (Toiletries, Hair Care, School Lunches)

Pets

Pet Food

Other (Grooming, Medical)

Transportation

Number of Cars

Total Monthly Car Payment

Car Insurance

Gasoline

License and Tags

Sales Taxes (new purchase)

If you paid the taxes all at once, divide by 12 for the monthly budget amount.

Taxi / Uber / Public Transportation

Car Maintenance

Other Transportation (Toll, Passes)

Personal

Clothes

Entertainment

Alimony

Adult Education

Life Insurance

Organization Dues

Tithe / Charity

Exercise

Vacation

Other Personal

Kids

Child Care

School Fees

School Supplies / Activities

Child Support

Kid's Clothes

Other Kid's

Medical

Health Insurance

Medication

Doctor Bills

Co-Pays

Other Medical

Miscellaneous

Mad money

Other Expenses

Income Holder

Totals

Total Expenses

Disposable Income

Other Debt

Now that we've calculated how much you are paying a month for necessities and compared it with your income, enter information about debt so we can help you evaluate your debt and potential next steps.

Credit Line

MasterCard

Visa

Finance Company

Gas Card

Store Card

Store Card 2

Other Credit Card

Student Loan

Bank Loan

Bank Loan 2

Add your name and email address if you'd like us to review your budget.

First Name

Last Name

Your Email

Not sure where to begin? Fill out our confidential form and a certified credit counselor will begin working with you to determine your best plan of action to get you out of debt.
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Helpful articles, seminars, calculators, blog, bankruptcy & debt management services and more! Click here to go to our Educational Resources Page.
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