Keeping Your Free Credit Report Hassle Free
Keeping Your Free Credit Report Hassle Free We shouldn’t be too surprised by the abundance of scams and people attempting to make money from the ‘free credit reports’ that were…
Spending and Coping Patterns – How Behaviors Can Cause Debt Problems
Spending and Coping Patterns – How Behaviors Can Cause Debt Problems Each of us has motivations for our choices and behaviors. At Credit Advisors Foundation, the credit counselors help you…
Correcting Credit Report Errors
Correcting Credit Report Errors Understanding your credit report, credit score and the potential for errors in the system, discussed thus far in our credit report series, is basic consumer knowledge…
Credit Report Errors
Credit Report Errors Most everyone realizes that some credit reports may contain errors, but did you know that according to some experts, as many as 80% of credit reports could…
Credit Protection Plans
Credit Protection Plans Congratulations on managing your way out of debt. It is a great relief to be debt free but it takes commitment and attention to detail. It’s the…
Spending Vs. Saving
Spending Vs. Saving You’ve heard the facts before: Our nation is currently experiencing a negative savings rate Only one-third of American families are saving enough to be able to maintain…
Personal Budget
Personal Budget WHERE DID ALL MY MONEY GO? How often have you muttered this phrase? Monthly? Weekly? Daily? Do you know where you money is going? We often spend money…
Don’t Be Fooled by the Cost of Credit
Pick your poison – financing rising student loans In today’s society, the majority of Americans hold one type of loan or another. From home loans to car loans to student…
Recheck Your Checking Account
Recheck Your Checking Account When was the last time you thought about the cost of your checking account, other than bounced check charges? Do you know if your account is…
Rebuilding Credit
Rebuilding Credit Here at Credit Advisors Foundation (CAF) consumers ask the same question at least once a day. “My credit is a mess. How do I go about rebuilding it?”…
Preparing for Home Ownership
Preparing for Home Ownership Purchasing a house can be a great undertaking, especially if you have had some bruises on your credit history. In recent years, the mortgage industry has…
Re-establishing Credit
Re-establishing Credit Re-establishing your financial life after debt difficulties, monetary emergencies, or a bankruptcy can be a difficult and frustrating thing. Most people are not prepared to deal with the…
Negative Saving Rate
Negative Saving Rate Like a reformed smoker, evangelizing on all the negatives associated with the habit, people who have weathered overwhelming debt to achieve financial stability often develop the toughest…
Fighting Back – When Fear Interrupts Debt Management
Fighting Back – When Fear Interrupts Debt Management A recent article by a personal finance expert discussed basic tips on keeping credit card debt under control in the new year.…
Buy Vs. Lease: What’s best for you?
Buy Vs. Lease: What’s best for you? Buying has been king at the car dealership recently, but now more dealers are once again promoting the auto lease as the more…
Financial Recovery: When Your Spouse Dies
Financial Recovery: When Your Spouse Dies Regardless of how prepared you think you are or how much warning you have, when a loved one dies there is always an element…
Bridging the Gap
Bridging the Gap It’s time to think about recycling the plastic card in your wallet. We all know that budgeting requires recognizing the difference between our wants and needs but…
Beware of Payday Loans
Beware of Payday Loans The general consensus of financial management experts is to avoid payday lenders at all costs. Many of you may already be familiar with the potential risk…
Budgeting for Increasing Fuel Prices
Increases in the price of gasoline and home heating fuel can easily and quickly cause havoc for a budget. You’ve already seen the evidence of rapid price increases at the…
Beware of Charity Scams
Beware of Charity Scams With disasters such as Katrina, Pulse Night Club, and the war in Syria tugging at your heartstrings – it is important to protect your finances from…