backpack with school supplies

Back to School Budgeting

Back to School Budgeting   Parents, start your shopping carts – it is back to school season. According to Deloitte’s 2016 back-to-school survey it is time for your student to control the aisles: ·       On average, parents will spend $488 for clothing, accessories, school supplies, computers and other electronics for their children this year ·      …

man looks at a budget spreadsheet

Budgeting 101

Budgeting 101 The economy is still up and down. One month job growth measures show increases, the next, it drops again. Company mergers occur and layoffs follow. Sometimes it’s across the country and sometimes in your own hometown. If you are faced with an income reduction or simply want to adjust your spending to re-focus…

elderly couple embraces on a bench

Planning for Retirement

Planning for Retirement We’re busy, busy, busy with places to go and things to do. Throw our kids and our spouses into the mix and American families have never been more scheduled nor had more demands for our time and attention. All the planning and time saving technology has just cleared the way for more…

women compare notes

College Preparation Starts Now

College Preparation Starts Now Recently, Credit Advisors Foundation was asked to prepare for parents of young adults, a learning opportunity regarding the financial situations and concerns faced by students heading off to college for the first time. Our response? Of course we will! Surely, there is plenty of information out there; books, pamphlets, and websites…

woman with rubber boots stands in flood

Preparing for Disaster

Preparing for Disaster Back in college (many, many years ago), when the tornado sirens would sound, we would have to grab our important information and head to the dormitory basement. There was one girl on my floor who always left her room with the same items: her purse, her book bag, and her photo albums.…

a stack of cash bound with a gold chain and padlock

Secure Your Deposit

Secure Your Deposit Security Deposits are a large part of the expense of moving. Since they usually equal one month or more in rent, it is worth taking a few precautions to ensure you get your deposit back when you move out. Check with your local Fair Housing authority or use the search terms “tenants’…