VIEW ORIGINAL ARTICLE HERE On the surface, getting debt-free sounds like a simple process. Make your minimum payments each month and get your balances to zero, then you’re across the finish line. But with interest rates steadily on the rise, this isn’t much of a strategy. It’s a surefire — and expensive — way to…
Credit Advisors was featured in a KMTV news story about 2018 data breaches. By Steffani Nolte OMAHA, Neb. (KMTV) — Massive data breaches are grabbing headlines this year. Last month at Marriott, hackers stole credit card numbers, addresses, and phone numbers of 500-million people. Just days later, Quora, a question and answer website said security…
In the coming fiscal year, caps on federal discretionary spending will be about $3 billion less than the year before. This means that without an increase in the spending caps, Congress will have to cut funding for discretionary programs, meaning affordable housing programs administered by the Departments of Housing and Urban Development and Agriculture are…
Identity thieves are ready and waiting to take advantage of financially distressed consumers in 2009. Current economic trends have created the perfect atmosphere for identity thieves. People are struggling to pay their bills, save money, obtain credit, and afford other basic necessities. Identity thieves take advantage of worried, stressed consumers, and with the added current…
The income-based repayment plan (IBR) will be available on July, 1 2009 to graduates with Direct or Guaranteed loans. Repayment on private loans or Parent Plus Loans is not included. IBR will figure monthly loan payments using a sliding scale based upon income and family size. Based on the required annual applications, some individuals will…
What Financial Health Means to Me How the talk from my parents saved my financial health By: Alex Minton alex@creditadvisors.org The summer before my freshmen year of college my parents sat me down and had the talk. Now, as you can imagine, this was just as uncomfortable for them as it was for me. They warned…
Survive the Holidays During the Economic Slowdown Americans plan on spending about $833 on the holidays this year. This figure has not changed much in the last 3 years although it is up 9% from last year’s $752. Even though the predicted increase is small, people still seem pressured to spend more on the holidays…
Flu Prevention Practices Could Save You Money By now you’ve heard a lot about flu prevention practices to help avoid getting sick, but did you know those same prevention practices could save you money? Consider the following: Cold and Flu medicine for over the counter products such as cough medicine, decongestant, cough drops etc. can…
Decoding Debt Settlement Debt settlement companies promise to “reduce debt up to 70 percent,” “negotiate with creditors,” and “help avoid bankruptcy.” Their promises sound too good to be true. The truth is that while debt settlement agencies sometimes accomplish what they promise, it comes with a price. Debt settlement is a form of debt arbitration.…
Credit Report and Credit Score Monitoring Plans – Are They Right for You? Congratulations on managing your credit and debt. It is a great relief to be in control of your credit and debt and it takes commitment and attention to detail to accomplish. It’s that attention to detail that will help you decide if…
FOR IMMEDIATE RELEASE Press Contact Alex Minton Credit Advisors Foundation 402-514-3302 alex@creditadvisors.org LEADING THE WAY THROUGH HOUSING COUNSELING Credit Advisors Foundation receives 65% of Nebraska’s 2017 HUD Grants and projects a 40% increase in agency services. Omaha, NE – July 7, 2017 –.The U.S. Department of Housing and Urban Development announced their latest…
FOR IMMEDIATE RELEASE Press Contact Alex Minton Credit Advisors Foundation 402-514-3302 alex@creditadvisors.org CREDIT ADVISORS FOUNDATION RECEIVES $10,000 WELLS FARGO GRANT TO FUND PARTNERSHIP WITH HABITAT FOR HUMANITY Omaha, Neb. – July 5, 2017 – Credit Advisors Foundation (CAF) is honored to receive a $10,000 grant from the Wells Fargo Housing Foundation to fund a…
FOR IMMEDIATE RELEASE Press Contact Alex Minton Credit Advisors Foundation 402-514-3302 alex@creditadvisors.org FREE FINANCIAL EDUCATION CLASSES THROUGHOUT THE MONTH OF JULY Omaha, NE – June 29, 2017 – Credit Advisors Foundation is hosting a free four week financial crash course at the Millard Library Branch in July. WHO: Michaela Harper, Director of Community Education,…
FOR IMMEDIATE RELEASE Press Contact Alex Minton Credit Advisors Foundation 402-514-3302 alex@creditadvisors.org Credit Advisors Foundation Announces Support of FinHealthMatters Day June 27 As 46% of Americans struggle financially, Credit Advisors Foundation joins nonprofit Center for Financial Services Innovation (CFSI) in drawing attention to the state of Americans’ financial health Omaha, NE – June 27,…
FOR IMMEDIATE RELEASE Press Contact Michaela Harper Credit Advisors Foundation 402-514-3310 michaela@creditadvisors.org 3 WAYS TODAY’S SUPREME COURT’S RULING WORKS AGAINST CONSUMERS Omaha, NE – June 12, 2017 – The Supreme Court ruled today that third party debt buyers will no longer have to follow the regulations under the Fair Debt Collection Practices Act…
How to know when to stage a credit intervention When a person’s financial actions are causing harm, it may be time to step in By Erica Sandberg | Published: May 1, 2017 When someone close to you is making one destructive financial decision after another, it may be time to stage a credit intervention. An intervention that focuses on…
For Immediate Release Contact: Sam Hohman Phone: 402-514-3333 Monday, April 25, 2017 shohman@creditadvisors.org *****PRESS RELEASE***** Credit Advisors Foundation Elects New Board Member Judy Davis Omaha, NE – Credit Advisors Foundation is proud to announce the election of Judy A. Davis to our Board of Directors. Ms. Davis is an…
For Immediate Release Contact: Anissa Schultz Attn: Military, Consumer and Financial Reporters Phone: 402-514-3301 Monday, February 27, 2017 anissa@creditadvisors.org *****PRESS RELEASE***** Credit Advisors Foundation Addresses Financial Challenges Faced by Military Families Active duty military, veterans and their families battle debt with support. Omaha, NE – Each year at this time, Credit…
For some Americans, the financial question that lingers after a loved one’s death isn’t “What am I going to do with all this money?” It’s “Do I have to pay this credit card debt?” It’s possible that left-behind credit card debt could be your responsibility. But quite often it isn’t. It’s fairly common for survivors…
Article Courtesy of Forbes.com — For some Americans, the financial question that lingers after a loved one’s death isn’t, “What am I going to do with all this money?” It’s, “Do I have to pay this credit card debt?” It’s possible that left-behind credit card debt could be your responsibility. But quite often, it isn’t.…
