happy new year 2018

January Newsletter: New Year’s Resolutions & CAF Events in the Community

2018… It’s time to start fresh. Whether you’re planning to improve your physical health, get more organized, or simply enjoy life to the fullest, New Year’s is a fantastic time to set lifestyle-changing goals. One of the best New Year’s Resolutions you can have is to improve your financial health. We’ve created a list of some…

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December Newsletter: Settling the Score – Credit Counseling vs. Debt Settlement

Less than 10%. That’s how many consumers that try a debt settlement program complete it successfully. It’s a difficult number to wrap your head around. On the flip side, a recent NFCC study found that 75% of consumers that used credit counseling reported that they were paying their debts more consistently. Additionally, two-thirds of these…

piggy bank and calculator

9 Essential Budgeting Practices You Might Not Be Following

9 Essential Budgeting Practices You Might Not Be Following Christmas decorations are already hitting the shelves. Combine that with Thanksgiving and the fact that Halloween has surpassed Easter as the Number 2 most expensive holiday for families and you’ve run into the trifecta of budget busters…..The Holidays.   A great way to approach these impending events is…