What is credit counseling?

What is a debt management plan?

How can a debt management plan lower my monthly payments?

What kind of savings can I expect through credit counseling/debt management?

How long do debt management plans usually last?

What types of debt do debt management plans handle?

How will a debt management plan help me?

How does a debt management plan really work?

How do I decide between a debt management plan or a debt settlement plan? What could go wrong with debt settlement?

Does credit counseling/debt management require good credit?

What is the counseling process like?

How do I start a debt management plan (DMP)?

What makes debt management different from bankruptcy?

How does participating in a DMP lower my monthly payments?

Will my creditors work with a debt management program?

Will debt management stop creditors from calling?

Will signing up with Credit Advisors affect my credit?

Can I still use my credit cards?

What type of bills does Credit Advisors handle/pay?

How much does a debt management program (DMP) cost?

Is credit counseling expensive?

Can I negotiate with creditors on my own?

How can I receive credit counseling or start my debt management program?

Should I consider getting a loan instead of credit counseling and/or a DMP?

Why should my creditors lower my payments and monthly interest?

What is secured debt?

How do I decide which credit counseling service is best for me?

Is Credit Advisors Foundation Non-Profit?

How can I be assured that Credit Advisors is paying all my bills?

What happens if I miss a payment to Credit Advisors?

What should I do if a creditor calls me at home or work?

Can I choose to leave some creditors off of the program?

When I have extra funds, can I send more than my regular payment?

How will I track my accounts once Credit Advisors Foundation starts making the payments?

How can you get people out of debt so fast?

Why choose CAF as a counseling agency when there are so many out there?

Housing FAQs