Two credit reporting services list an Omaha woman as deceased. But Vickie Steele is very much alive and she wants her credit name cleared.
Vickie said, “I couldn’t even get credit for a dime let alone a car and I have excellent credit, my house is paid for. This is just a disaster.”
Through research by her and a banker Vickie believes it started when her husband died. She had his name removed as the primary person on the couple’s joint accounts. However when she tried to get Direct TV which ran her credit report it came up “consumer reported as deceased.”
Michaela Harper of Credit Advisors said, “Proving that you are not dead is the hardest credit error to fix.”
After a call from Six On Your Side, Credit Advisors is working with Vickie to provide credit reporting services with certified proof she is alive. That includes Social Security reports on Vickie showing she’s not on a government deceased list.
Once a certified letter with that evidence is sent then credit reporting services have 30 days to remove deceased from Vickie’s credit report.